Paddy Loans is a financial service provider leveraging proprietary technology to offer affordable loans. With competitive interest rates, we are more flexible than mainstream lenders & deliver requested advances in record time. We are committed to responsible lending.
Paddy Loans is an instant loan service from Afara financial Services.
Confirm your eligibility
Sign in and make a loan application.
Tell us how much you want
If you’re eligible for a loan, we will tell you how much you’re eligible for. You can then decide how much you actually want to borrow.
Money in your account in minutes!
No forms, no guarantor. If your loan is approved, the amount will be in your account in minutes
Low-interest rates that beat other loan alternatives
Quick and easy application process with no paperwork (one-click)
Manageable, equal payroll deductions spread over several months
Improved credit profile over time through partnerships with credit bureaus
Fair alternative to payday loans
Employee benefit that supports their financial well-being at no cost or risk
Reduce workplace stress by accommodating employees with personal financial needs
Percentage of loan book paid to assist company in employee loan management
Competitive returns on investment
Near-zero default rates based on deduct from source option
Loans are insured to protect against Job loss & death
Online portal for account management & status updates on investment